I just finished listening to Karl Susman on Sound Policy with Denise Howell. A worrying trend that Karl points out is that homeowner’s claims related to blogging liability were being paid out for some time, and now there aren’t any being paid out. As an insurance agent, his take on this is that blogging, podcasting, and other online participation are no longer covered by homeowner’s policies. Of course, there are now some custom policies available for bloggers.

Earlier in the cast, he mentioned that blogging and related activities are also entering into corporate policy negotiations. Most of the corporate liability policies he’s working on (in CA) explicitly do not cover liability related to online publishing activities—or offering very minimal coverage.
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